The Parable of the Talents
			
			Introduction 
			As Jesus drew near to Jerusalem, He made plain His mission: “The Son 
			of Man has come to seek and to save that which was lost” (Luke 
			19:10). Yet crowds still expected an immediate, earthly kingdom. To 
			correct that misconception and to prepare disciples for His 
			departure and return, Jesus taught a stewardship parable. Matthew 
			records it as the Parable of the Talents (Matthew 25:14–30); Luke 
			records the parallel lesson with minas (Luke 19:11–27). Together 
			they emphasize the same truths—Christ’s kingdom is spiritual, there 
			will be a season of faithful work in the King’s absence, and there 
			will be an unavoidable day of accounting when He returns. 
			
			The Setting: 
			Misconceptions About the Kingdom 
			Luke says Jesus spoke this parable “because He was near Jerusalem 
			and because they thought the kingdom of God would appear 
			immediately” (Luke 19:11). Even after Jesus stated His saving 
			purpose, many still wanted a political Messiah. Parables—earthly 
			stories with heavenly meanings—cut through those expectations and 
			call for a decision of the heart. 
			
			The 
			Master’s Departure, Trust, and Return 
			In the story, a master journeys to a far country to receive a 
			kingdom and then return (Luke 19:12). Before leaving, he entrusts 
			his servants with his resources—talents in Matthew (large sums), 
			minas in Luke (about three months’ wages each)—and commands, “Do 
			business till I come” (Luke 19:13). The wealth is his, the 
			assignment is clear, and the time is uncertain. The point is 
			unmistakable: Christ ascends to the Father to receive the kingdom 
			(cf. Daniel 7:13–14) and will return. Meanwhile, His servants are to 
			steward what He has placed in their hands. 
			
			Two 
			Faithful Servants—and One Fearful One 
			When the master returns, he calls for an accounting. 
			• The first and second servants have invested, worked, and 
			multiplied what was entrusted. They hear, “Well done, good and 
			faithful servant,” and are granted greater responsibility (Matthew 
			25:21, 23; Luke 19:17–19). 
			• The third servant has buried his trust. He offers excuses about 
			the master’s strictness, but his inaction betrays unbelief and 
			laziness (Matthew 25:24–30; Luke 19:20–23). The master judges him 
			“out of [his] own mouth,” removes the trust, and exposes the 
			wickedness of waste. 
			
			What the 
			Parable Teaches 
			
				- 
				
				
				Christ’s kingdom is not political or immediate. 
				He departs to the Father and reigns from heaven; the Jerusalem 
				“from above” is what matters now (Galatians 4:26).  
				- 
				
				All we 
				have is a trust. Time, abilities, 
				opportunities, influence, and resources belong to the Master. We 
				manage them for Him (1 Corinthians 4:2).  
				- 
				
				
				Faithfulness, not equal outcomes, is the standard. 
				One produced ten, another five—both heard “Well done.” God 
				measures faithfulness with what you were given.  
				- 
				
				Excuses 
				reveal the heart. Fear, sloth, 
				and a distorted view of the Master lead to burying talents. 
				Reverent love produces wise, diligent labor.  
				- 
				
				There 
				will be reward—and loss. Faithful 
				servants receive commendation and larger stewardship; unfaithful 
				servants face loss and judgment (2 Thessalonians 1:7–9).  
			 
			
			Bringing It 
			Home: How to “Do Business Till He Comes” 
			• Consecrate your 
			calendar. Use the days you have for kingdom 
			purposes—worship, prayer, Scripture, service. 
			• Deploy your gifts. 
			Identify what the Lord has actually placed in your hands and put it 
			to work in your congregation, home, workplace, and community (Romans 
			12:6–8). 
			• Invest in people. 
			The King seeks the lost; so must we. Sow the word, encourage the 
			weak, bear burdens (Luke 19:10; Galatians 6:2). 
			• Plan for accountability. 
			Live today as if the audit were tonight. Faithfulness is built in 
			ordinary obedience over time. 
			• Refuse paralysis. 
			If you are tempted to bury your trust, start small: take one 
			talent-sized step today—make the call, teach the class, give the 
			gift, visit the hurting. 
			The Parable of 
			the Talents Sermon Outline
			
				- 
				
				
				Introduction 
				 
				- 
				
				Master 
				and Servants 
				 
				- 
				
				The 
				Reports 
					- 
					
Faithful 
					servants multiply the trust; rewarded with “Well done” 
					(Matthew 25:21, 23; Luke 19:17–19)  
					- 
					
Fearful 
					servant hides the trust; judged by his own words (Matthew 
					25:24–30; Luke 19:20–23)  
				 
				 
				- 
				
				Core 
				Doctrines 
					- 
					
					Spiritual nature of the kingdom (John 18:36; Daniel 7:13–14)  
					- 
					
					Stewardship and accountability (1 Corinthians 4:2; Romans 
					14:12)  
					- 
					
Reward 
					for faithfulness; loss for faithlessness (Matthew 25:21, 
					29–30)  
				 
				 
				- 
				
				
				Applications 
				 
			 
			
			Call to 
			Action 
			The Master has entrusted you with time, abilities, opportunities, 
			and resources—and He will return. If you have been burying what He 
			placed in your hands, repent and begin to invest it today. If you 
			have been laboring in faith, take heart and abound still more. Let 
			it be your aim to hear, “Well done, good and faithful servant.” 
			
			Key 
			Takeaways 
			
				- 
				
The King 
				departs to receive the kingdom and will return—work faithfully 
				in the meantime (Luke 19:11–13).  
				- 
				
Everything 
				in your hand is a trust from the Master (Matthew 25:14–15).  
				- 
				
Faithfulness 
				is measured by what you do with what you were given, not by 
				comparing yourself to others (Matthew 25:21, 23).  
				- 
				
Excuses are 
				judged; obedience is rewarded (Luke 19:22; Matthew 25:29–30).  
				- 
				
Live ready 
				for the audit—today.  
			 
			
			Scripture 
			Reference List 
			
				- 
				
Luke 19:1–10 
				— Zacchaeus and Jesus’ mission  
				- 
				
Luke 
				19:11–27 — Parable of the minas (parallel lessons)  
				- 
				
Matthew 
				25:14–30 — Parable of the talents  
				- 
				
Daniel 
				7:13–14 — The Son of Man receives a kingdom  
				- 
				
John 18:36 — 
				“My kingdom is not of this world”  
				- 
				
Galatians 
				4:26 — Jerusalem above  
				- 
				
1 
				Corinthians 4:2 — Stewards must be found faithful  
				- 
				
Romans 14:12 
				— Each will give account to God  
				- 
				
2 
				Thessalonians 1:7–9 — Judgment on those who do not obey the 
				gospel  
			 
			
			
			Prepared by Bobby Stafford of the church of Christ at 
			Granby, MO 
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