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			 Parable of the Unjust Steward 
			(Shrewd Manager) 
			Luke 16:1–13 
			Opening: A Manager Called to 
			Account 
			Jesus tells of a rich man who learns his manager has been wasting 
			possessions. The manager faces dismissal and a final audit. With 
			time short, he calls in the master’s debtors and reduces their 
			bills. The lord commends the manager’s foresight. Jesus then turns 
			to His disciples and draws out lessons for every steward of God’s 
			gifts—use what is passing to secure what endures, prove trustworthy 
			in small things, and choose your master with a single heart. 
			What the Story Shows 
			The manager awakens to reality: accountability is coming, resources 
			remain for a moment, and future relationships will matter. He 
			leverages the present to improve his reception later. Jesus 
			identifies the insight: people immersed in this world often plan 
			with sharp attention to consequences. Disciples need equal clarity 
			with higher goals. Wealth fails; judgment stands; relationships 
			shaped by generosity follow into “everlasting dwellings” (Luke 
			16:9). 
			Stewardship: Ownership, 
			Trust, and Audit Day 
			The field, assets, and ledgers belong to the Lord (Psalm 24:1). We 
			manage time, money, abilities, relationships, and influence on His 
			terms (1 Corinthians 4:1–2). Scripture ties stewardship to review: 
			“Give an account of your stewardship” (Luke 16:2). A wise heart 
			lives today with that meeting in view. 
			“Make Friends” with Fading 
			Wealth 
			“Make friends for yourselves by means of unrighteous mammon, that 
			when it fails, they may receive you into everlasting dwellings” 
			(Luke 16:9). Money belongs to the temporary order. Its highest use 
			is to bless people and advance the Lord’s work so that eternal fruit 
			remains. The New Testament names this outcome: treasure in heaven 
			(Matthew 6:19–21), a harvest of righteousness and “fruit that 
			abounds to your account” (Philippians 4:17), a firm foundation for 
			the age to come (1 Timothy 6:17–19). Generosity toward the needy, 
			support for the gospel, and quiet mercy toward the weak turn 
			currency into welcome. 
			Faithfulness in Little and in 
			Much 
			“He who is faithful in what is least is faithful also in much” (Luke 
			16:10). Daily choices around bills, promises, time, and truth tell 
			the story of the heart. A disciple handles small sums with clean 
			hands, returns what is due, pays fairly, refuses deception, and 
			speaks straight. The Lord calls this training for “true riches” 
			(Luke 16:11). If we prove true in the lesser, we are prepared for 
			the greater. 
			Single Allegiance: God or 
			Mammon 
			“No servant can serve two masters… You cannot serve God and mammon” 
			(Luke 16:13). Wealth makes claims—security, status, and control. The 
			Father claims the whole heart. The ledger and the calendar reveal 
			the throne. Jesus sets a clear fork in the road: pursue money as 
			master or use money as a tool under God’s rule. 
			Hearing in a World That 
			Scoffs 
			Luke notes that the Pharisees, lovers of money, ridiculed Jesus, and 
			He replied, “God knows your hearts” (Luke 16:14–15). Public applause 
			can crown the wrong loyalties. The Lord’s eyes reach the motives 
			that shape every transaction. A disciple seeks commendation at that 
			level. 
			Practical Wisdom for Today’s 
			Stewards 
			Budget with eternity in view. Plan an intentional portion for 
			benevolence and sound teaching. Keep honest books. Settle debts 
			promptly. Practice contentment (Hebrews 13:5). Write wills that 
			reflect kingdom priorities. Learn to say “enough,” and let surplus 
			flow toward people and purposes that honor Christ. 
			Obedient Response to the King 
			The Lord links approval to doing the Father’s will (Matthew 7:21). 
			Scripture describes the pathway into Christ: hear the gospel (Romans 
			10:17), believe Jesus is the Son of God (Mark 16:16), repent (Acts 
			17:30), confess His name (Romans 10:9–10), and be baptized to wash 
			away sins (Acts 22:16), rising to walk in newness of life (Romans 
			6:3–4). Then continue in all He commanded (Matthew 28:20). 
			Stewardship grows inside that life of obedience. 
			Conclusion: Use Today to 
			Prepare for Forever 
			The manager’s window was short; ours is, too. Resources pass from 
			hand to hand. The account appointment approaches. Arrange your 
			affairs so that people helped by your faith and generosity will be 
			there to welcome you. Prove faithful in the little. Choose God as 
			Master. Let every decision show it. 
			Exhaustive Sermon Outline 
			
				- Context and Audience 
				
					- Setting: Jesus speaks 
					to disciples; Pharisees listening (Luke 16:1, 14)
 
					- Theme continuity: 
					money, mercy, and eternity in Luke 15–16
 
				 
				 
				- Parable Retold (Luke 
				16:1–8) 
				
					- Accusation, impending 
					audit, swift plan
 
					- Debt reductions, social 
					capital, commendation for foresight
 
				 
				 
				- Doctrinal Anchors 
				
					- Ownership: God owns; we 
					manage (Psalm 24:1; 1 Corinthians 4:1–2)
 
					- Accountability: “Give 
					an account” (Luke 16:2; Romans 14:12)
 
					- Transience of wealth: 
					“When it fails” (Luke 16:9; Proverbs 23:4–5)
 
				 
				 
				- “Make Friends” Explained 
				(Luke 16:9) 
				
					- Aim: eternal welcome
 
					- Means: generous giving, 
					benevolence, gospel support (Matthew 6:19–21; Philippians 
					4:15–17; 1 Timothy 6:17–19; Luke 12:33)
 
				 
				 
				- Faithfulness Principle 
				(Luke 16:10–12) 
				
					- Little → much; earthly 
					→ true riches
 
					- Tests: honesty, 
					promises, time, integrity (Proverbs 11:1; Ephesians 4:28)
 
				 
				 
				- Mastery Principle (Luke 
				16:13) 
				
					- Exclusive allegiance
 
					- Diagnostics: budget, 
					schedule, ambitions
 
				 
				 
				- Warning to Scoffers (Luke 
				16:14–15) 
				
					- God knows the heart; 
					public esteem misleads
 
				 
				 
				- Applications 
				
					- Personal: budget for 
					generosity; avoid debt traps; refuse shady gain
 
					- Family: teach children 
					stewardship; practice open ledgers and simple living
 
					- Congregational: 
					transparent benevolence; prioritize sound teaching; support 
					evangelism
 
				 
				 
				- Obedient Entry and Growth
				
				
					- Hear, believe, repent, 
					confess, be baptized (Romans 10:17; Mark 16:16; Acts 17:30; 
					Romans 10:9–10; Acts 22:16; Romans 6:3–4; 1 Peter 3:21)
 
					- Continue in all He 
					commanded (Matthew 28:20)
 
				 
				 
				- Closing Appeal 
				
					- Plan with eternity in 
					view, prove faithful in little, choose God as Master
 
				 
				 
			 
			Call to Action 
			
				- Review last month’s 
				spending. Identify one recurring expense to reduce and redirect 
				that amount to benevolence or gospel work.
 
				- Settle any outstanding 
				obligation this week. Clean ledgers build trustworthy habits.
 
				- If you have not obeyed the 
				gospel, arrange today to be baptized into Christ (Acts 22:16) 
				and begin a steward’s life under the Lord’s rule.
 
			 
			Scripture Reference List 
			
				- Luke 16:1–13 — Parable, 
				lessons on foresight, faithfulness, and single allegiance
 
				- Luke 16:14–15 — Lovers of 
				money scoff; God knows the heart
 
				- Matthew 6:19–21 — Treasure 
				in heaven directs the heart
 
				- Luke 12:33 — Give alms; 
				unfailing treasure above
 
				- Philippians 4:15–17 — 
				Giving as “fruit” to your account
 
				- 1 Timothy 6:17–19 — Do 
				good, be generous, store up a good foundation
 
				- Proverbs 23:4–5 — Riches 
				sprout wings; do not trust wealth
 
				- Proverbs 11:1 — Honest 
				measures please God
 
				- Ephesians 4:28 — Work and 
				share with those in need
 
				- Romans 14:12 — Each will 
				give account to God
 
				- Matthew 7:21 — Entrance 
				tied to doing the Father’s will
 
				- Romans 10:17 — Faith comes 
				by hearing
 
				- Mark 16:16 — Belief and 
				baptism in the Lord’s commission
 
				- Romans 10:9–10 — Confession 
				of Christ
 
				- Acts 22:16 — Arise, be 
				baptized, wash away sins
 
				- Romans 6:3–4 — Buried with 
				Christ, raised to new life
 
				- 1 Peter 3:21 — Baptism as 
				appeal for a good conscience
 
				- Matthew 28:20 — Continue in 
				all He commanded
 
			 
			Prepared by David Hersey of the 
			church of Christ at Granby, MO  |